How dare lenders ask for repayment!

UK lenders should pay close attention to a recent court ruling where the judge “reprimanded” a credit card company and a debt collection firm for ‘torturing’ a man who owed 20 000 pounds. The form that this ‘torture’ took was repeated phone calls demanding repayment. The man explained that he couldn’t pay back the money, and for some reason they were not satisfied by that.

The mental anguish that this man felt for being repeatedly asked to live up to his contractual responsibilities gained him the sympathy of the judge. How dare these evil capitalists try to get their money back!

The debt collection firm was accused by the judge of not listening to the debtor’s needs and unfairly increasing interest rates on someone who was refusing to pay back money. The company harassed this man by calling him over and over and over again. The frequency that this man was called can only be compared to water boarding or pulling out fingernails.

A spokesman said: 'We attempted to contact Mr Harrison 18 times over a period of 12 months, as Mr Harrison acknowledges himself through his own records.

Wait…18 times over 12 months? That seems…that seems…reasonable and moderate. I wish that the Conservative Party would call me this infrequently. How in the name of all that is good does calling someone an average of 1.5 times a month constitute torture?

'Although all those calls were unanswered, answerphone messages were left with a polite invitation to call us together with a contact telephone number.

'Mr Harrison declined to do so.'

So this man wasn’t returning his phone calls and avoiding the debt he owed, and it was the freaking collection company that got reprimanded.

UK lenders should pay close attention to this court ruling and swear never to lend a dime in the UK ever again.